So what plans are the Democrats hashing out, waiting for Obama to approve and deliver the news to the masses? An outline of the "American Health Choices Act" comes from Ted Kennedy's committee. Now get this ... in this bill, employers would be required to offer healthcare to its employees or pay a penalty to the government. We are talking ALL employers - private businesses - will be forced, by the government, to pay for health insurance for ALL employees; including part time workers.
I know you get hearing this ... but I just can't find anything in the Constitution that permits the government to force private individuals to buy health insurance for other private individuals. That's what going on here. The government is saying "So and so needs health insurance, so YOU go buy it for him. How do you think our founding fathers would feel about this? But who cares, right? They're just a bunch of dead white men anyway.
Also in this bill, all Americans would be guaranteed health insurance. But don't you worry, if poor people can't pay for it, this bill would provide subsidies for them to buy their policy. That's another entitlement program to add to the list. Oh and in case you didn't figure this out by now ..... everyone will be required to purchase health insurance. There could be a tax penalty for people who have "adequate financial resources" (as defined by the government) but do not freely choose to get insurance. You will not be allowed to self-insure. What do you think this is? A free country?
For the insurance side of things, there will be a government option. According to AP, "Insurance companies' profits would be limited, and private companies would have to compete with a new public 'affordable access' plan that would for the first time offer government-sponsored health care to Americans not eligible for Medicare, Medicaid or other programs." Private companies have to make a profit. Government does not. Look for the private sector to be crowded out in the end. Government rules.