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Charles, your points are well taken, however you must keep in mind that doctors get paid by insurance companies, the insurance company is the customer not you. Insurance companies are for profit private companies that are playing by the rules set by the government, both federal and state. To that end they are simply trying to stay in business while the government is actively trying to put them out of business in the name of fairness.<br> <br> They do this by mandating minimum coverage, the cost of which is of course pushed to the consumer and by using the tax code to punish you for trying to use the free market, i.e. buying heath insurance independently is not tax deductible.<br> <br> Government run healthcare is governments answer to a problem government created. The actual answer is to undo all the regulations on insurance companies so they can devise market driven plans that cover what YOU want to pay for. Further Doctors should be allowed to charge what they what and you can decide if you want to pay the difference between the insurance reimbursement and the bill. Shop around.<br> <br> Also you should be allowed to switch health insurance just like car insurance rather than being tied to your employer.<br> <br> If this happened you would see doctors and hospitals partnering with insurance companies to attract consumers, and you would actually be the customer.
By Robert