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I always pay out of pocket for my doctor visits. I have never had any trouble. It is usually very fast and easy. "How much? Okay, here go you. Thanks" Insurance is a huge hassle and unless is it something major, always cost more in the long run. <br> <br> My wife and I recently had a child. I added up the total cost of insurance vs out of pocket expense(after cash discounts) and I came out ahead by not having insurance.
By Andre Bradshaw

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