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OMGosh...this subject infuritates me! My solution (if given the opportunity to solve it) would be to implement a national healthcare savings plan! These plans are already set in place, however they're not long-term and expire at year's end. If folks were just educated on this issue, the healthcare savings accounts could in essence, solve the healthcare crisis. Think about this: What if you were able to set aside funds tax-free from the time you started working up until the day you retire and were to have full access to this money for healthcare expenses all throughout your life? This would allow for people to save for say... braces for the kids, HAVING kids, and even cosmedic surgery! The clinics, doctor's offices, and hospitals would love this because it would be CASH UP FRONT w/o all the red-tape of insurance!<br> What a concept! Too bad it's not being talked about more. And Neal, I'm a fan of the Fair Tax and when it becomes a reality someday, the national health-savings account idea would still be relevant because even though it would not have a tax advantage, people would already have a mind-set of puting aside money into an account (one that possibly could earn interest) all for the benefit of paying for healthcare costs. THEN, one can perhaps purchase a seperate "insurance" to help subsidize for catastophic circumstances that may come down the pike.
By Tina Smiley
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