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Oh, and one more thing: Insurers *want* to cover checkups for a very good reason: If people go to checkups, diseases are caught sooner when they're cheaper to treat. It would be terrible business to run a health insurance company that didn't cover checkups because people often don't behave rationally and they would wait too long before seeing a doctor, causing higher net bills.<br> <br> I suppose health insurers could make the people they cover contractually obligated to get checkups at their own expense.
By Rob Evans

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