If you are a small business owner and you are looking to make it in this economy, some of you may be forced to lay off workers. Then the tough part .. who do you lay off? I'll make it easy for you. Find the person who is late to work. Bingo. There you go. Ice story ... some calls to say they can't make it in. Move them to the front of the list.

I say this to you only because I just read that one out of every five workers in the United States are late to work at least once a week. That, my friends, is pathetic. And one out of every ten workers are late at least twice a week! Can you guess the most common excuse?

Traffic.

Others include lack of sleep and getting children ready for school or daycare. Look, folks, I understand that things happen. But a person who is not willing to get to work in the dark and drive home in the dark .. much less show up on time .. is not the kind of employee you need to keep around. Especially during times like these.

Since Friday of last week, workers at a Chicago window and door maker factory have refused to leave. Last week, Bank of America canceled financing for Republic Windows and Doors and the workers were given three days' notice. So they decided to stay in order to ensure that they would receive their severance and accrued vacation pay.

Yesterday, Bank of American finally came through and extended credit to the Chicago factory. "A limited amount of additional loans" has been given so that the company can resolve the claims of the employees.

Now, in this case I am on the side of the workers. They earned this money, this severance, this vacation pay. The taxpayers of this country sent mucho dinero to Bank of America just so that they would continue making loans like this ... loans to businesses so that they could fulfill their commitments. What was BOA going to use this money for? Executive bonuses? This time, unless you give me a good reason not to, I'm saying the unions got one right.

This is for all the managers and business owners out there. Anyone in a position to have employees under them. We're doing something fun on the air today. We want to hear your stories of dumb things employees have done either on the job or during an interview. You can't all get on the air to tell your stories, so tell 'em in the comments!

Just to start you off, Neal told the story of someone he knew that would have a ruler, a pen and a piece of paper at every interview. He'd ask the applicant to draw a 6" line. You can't even imagine how many applicants that actually weeded out.